Best RuPay Credit Cards for UPI in India 2026
RuPay credit cards are the only credit cards that work seamlessly with UPI apps like Google Pay, PhonePe, and Paytm. If you want to earn cashback on every UPI scan & pay transaction, these are the best RuPay credit cards available right now.
🔥 Compare RuPay Cards →Why Choose a RuPay Credit Card?
RuPay credit cards offer unique advantages that Visa and Mastercard cards don't:
- ✔ UPI Linking — Link to Google Pay, PhonePe, Paytm
- ✔ Scan & Pay Cashback — Earn rewards on every QR scan
- ✔ Lower Processing Costs — More merchants accept RuPay
- ✔ Government Backed — NPCI regulated network
🏆 Top RuPay Credit Cards for UPI
Kiwi RuPay Credit Card 🥝
Best for UPI Cashback
- ✔ UPI rewards on scan & pay
- ✔ Cashback on online transactions
- ✔ Milestone rewards on spending
- ✔ Complimentary lounge access
- ✔ Lifetime free card
Eligibility: 18+, Active UPI users, RuPay eligible applicants
📲 Apply for Kiwi →
YES POP Club RuPay Card 🎯
Best for POPcoins Rewards
- ✔ POPcoins on every spend
- ✔ UPI payments with cashback
- ✔ RuPay network benefits
- ✔ Joining benefits & welcome rewards
- ✔ Fuel surcharge waiver
Eligibility: 18+, Eligible RuPay applicants
⚡ Apply for YES POP →📊 RuPay Card Comparison
| Card | Best Feature | Annual Fee | Action |
|---|---|---|---|
| Kiwi RuPay | UPI Scan & Pay Cashback | Free | Apply Now |
| YES POP Club | POPcoins Rewards | Varies | Apply Now |
🔗 How to Link RuPay Credit Card to UPI
- 1. Open Google Pay, PhonePe, or Paytm
- 2. Go to Payment Methods → Add Credit Card
- 3. Select your RuPay credit card
- 4. Verify with OTP
- 5. Start scanning QR codes and earning cashback!