If you're confused between SBI Cashback and HDFC Millennia, you're not alone. Both are popular cashback cards in India, but they work differently depending on how you spend.
If you want simple, direct cashback → SBI Cashback is better.
If you want a mix of cashback + rewards → HDFC Millennia is a better choice.
| Feature | SBI Cashback | HDFC Millennia |
|---|---|---|
| Cashback | 5% online | 5% selected merchants |
| Annual Fee | ₹999 | ₹1000 |
| Best For | Direct cashback | Mixed rewards |
SBI Cashback is best for simplicity. HDFC Millennia is better if you want flexibility.
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