YES POP Review 2026
👤 CreditConnects Editorial Team
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📅 Updated: July 2026
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✅ Fact Checked
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⏳ 5 min read
What is YES POP Credit Card?
The YES POP Credit Card is a RuPay-powered card designed specifically for UPI payments. It rewards users with POPcoins for scanning merchant QR codes, merging the convenience of UPI with credit card rewards.
The YES POP Credit Card is a RuPay-powered card designed specifically for UPI payments. It rewards users with POPcoins for scanning merchant QR codes, merging the convenience of UPI with credit card rewards.
Table of Contents
1. Card Overview & Fees
YES POP Credit Card
Best For: UPI Rewards
Joining Fee
₹399 + GST
Annual Fee
₹399 + GST (Waived on ₹1 Lakh spend)
✓ Official Bank Partner
✓ Secure Application
✓ Zero Hidden Charges
✓ Free Application
Recommended CIBIL
700+
Income Requirement
₹25,000+ per month
Bank
YES Bank
Card Rating
2. Key Benefits & Features
| Welcome Benefits | Bonus POPcoins on first transaction |
| Cashback/Reward Rate | Earn POPcoins on UPI transactions and online spends |
| Lounge Access | None |
| Fuel Surcharge Waiver | 1% surcharge waiver |
| EMI Options | Available for non-UPI spends above ₹2,500 |
| Other Benefits | Offers via YES Privileges | None |
3. Pros & Cons
✅ Pros
- ✔️ Rewards on all UPI QR code payments
- ✔️ Issued on RuPay network for seamless scanning
- ✔️ Flexible POPcoins redemption via POP app
❌ Cons
- ✖️ Rewards are in coins, not direct bank cashback
- ✖️ Lacks premium travel and lifestyle perks
4. Eligibility & Documents Required
Age: 21 to 60 years
Minimum Income: ₹25,000+ per month
Documents: PAN Card, Aadhaar Card
Note: Online application requires Aadhaar linked to mobile number for instant e-KYC.
5. Expert Verdict (2026)
✅ Who Should Apply: Users who heavily rely on UPI for everyday micro-transactions and want to earn rewards on them.
❌ Who Should Avoid: Users who prefer large credit limits, travel benefits, or pure statement cashback.
"A strong contender in the emerging UPI credit card space. By partnering with the POP app, YES Bank offers a unique reward system for everyday small payments."
Apply YES POP Card →6. Alternatives & Comparisons
Before making a decision, see how the YES POP stacks up against its closest competitors:
| Card | Best For | Annual Fee |
|---|---|---|
| YES POP | CURRENT | ₹399 + GST (Waived on ₹1 Lakh spend) |
| Kiwi RuPay | Scan & Pay UPI Cashback | Lifetime Free |
| IDFC FIRST WOW | Building Credit Score / Zero Forex | Lifetime Free |
Ready to apply for YES POP?
Join 1,00,000+ users. Check your eligibility in 2 minutes.
Apply Now →
7. People Also Ask & FAQs
People Also Ask
Can I use YES POP on Google Pay?
Yes, as a RuPay credit card, it can be linked to Google Pay, PhonePe, and Paytm for merchant payments.
Are POPcoins valuable?
POPcoins hold value within the POP app ecosystem and can be used for purchasing partner products.
Is there a limit to UPI payments?
UPI payments via credit cards are typically capped at ₹1,00,000 per day by most third-party apps.
Frequently Asked Questions
Can I link this card to Google Pay/PhonePe?
Yes, since it is a RuPay credit card, it can be linked to any UPI app like GPay, PhonePe, or Paytm.
Do I earn rewards on scanning local vendor QR codes?
Yes, merchant UPI transactions (P2M) earn POPcoins.
Can I send money to a friend (P2P) using this card?
No, RBI guidelines strictly prohibit P2P (person-to-person) transfers using a credit card on UPI.
What is the value of a POPcoin?
1 POPcoin is generally equivalent to ₹1 when redeemed on the POP app ecosystem.
Is there a limit on UPI transaction amounts?
Most UPI apps limit credit card UPI transactions to ₹1,00,000 per day.
Is there a physical card provided?
Yes, you receive both a virtual card instantly and a physical card via mail.
How do I check my POPcoins balance?
Your POPcoins balance is visible directly within the POP mobile application.
Does this card offer an interest-free period for UPI?
Yes, you enjoy the standard up to 50 days interest-free period even on UPI transactions.
Still reading? Apply in 2 minutes.
Zero paperwork · Instant decision · Official bank partner
Apply YES POP →
✓ Verified by CreditConnects Editorial Team
📅 Last Updated: July 2026
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✅ Fact Checked
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📋 Independent Review
Our editorial team verifies all card terms directly against official bank MITC documents and RBI circulars before publishing. We update this page whenever terms change.
★★★½
3.5/5 — CreditConnects Expert Score
Trust Indicators
- ✓ Official Bank Partner
- ✓ Secure Application
- ✓ No Hidden Charges
- ✓ Updated Information
Sources: Official Bank MITC | RBI Circulars (2025/26) | Visa / Mastercard / RuPay Network Guidelines
